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Fairfield County Bank Insurance Services Blog

All You Ever Wanted to Know About Insurance

Summary of the COBRA Premium Assistance Provisions under the American Rescue Plan Act of 2021

Click Here to Download an ARP Premium Assistance Application - Summary - President Biden signed H.R. 1319, the American Rescue Plan Act of 2021 (ARP), on March 11, 2021. This law subsidizes the full COBRA premium for “...

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Inexpensive Fixes for a Safer Home

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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What Is Commercial General Liability Insurance?

Those commercials on TV for plaintiffs attorneys are a not-so-subtle reminder that we live in a litigious society and that businesses must protect themselves from lawsuits. One essential protection for employers, both...

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Winterize Against Workers’ Comp Claims

In many parts of the United States, the onset of winter weather means an increase in workers' compensation claims. Blizzards, winter storms, snow, sleet, ice and freezing temperatures can lead to various occupational...

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Industry Insights: Why Contractors Need Professional Liability Insurance

\\ There was a time when contractors didn’t need to be too concerned about professional liability insurance, traditionally carried by architects, engineers and other design professionals for errors and omissions. But...

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Top 5 Risks Facing Contractors

The list of risks facing construction firms is a long one: worksite injuries, skilled labor shortages, cash-flow problems, contract disputes, job site theft, defects in workmanship and material, weather delays and...

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What Are Whole and Universal Life Insurance?

- Life insurance provides invaluable protection for your family in the event of your death. It ensures the ones you care about can continue to support themselves financially when you are gone. Yet, a recent study by the...

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What Is Term Life Insurance?

Life insurance provides invaluable protection for your family in the event of your death. It ensures the ones you care about can continue to support themselves financially when you are gone. Yet, a recent study by the...

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What Is Personal Umbrella Insurance?

Liability lawsuits are unpredictable these days. Juries are increasingly giving outsized awards to plaintiffs, and just about any accident can become prey to unscrupulous – even manufactured – claims of serious injury....

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Business Interruption and Supply Chain Impacts

How Business Interruption Impacts Your Supply Chain - Hurricanes Harvey, Maria, Irma and Nate caused massive destruction when they landed in the United States in 2017 and resulted in over $200 billion in damage. When...

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