Fairfield County Bank Insurance Services Blog
All You Ever Wanted to Know About Insurance
What Is Workers' Compensation Insurance?
Monday, July 26, 2021
- Prior to the adoption of workers’ compensation laws, employees who were injured or became ill due to their job had to file a lawsuit against their employer for any type of compensation to cover medical bills,...
What Is Environmental Insurance?
Monday, May 24, 2021
Growing awareness of the serious, long-term effects of pollution, increased regulatory scrutiny and legal liability have created a demand for environmental insurance. Also known as environmental impairment liability and...
What Is Commercial General Liability Insurance?
Friday, May 7, 2021
Those commercials on TV for plaintiffs attorneys are a not-so-subtle reminder that we live in a litigious society and that businesses must protect themselves from lawsuits. One essential protection for employers, both...
Winterize Against Workers’ Comp Claims
Monday, April 26, 2021
In many parts of the United States, the onset of winter weather means an increase in workers' compensation claims. Blizzards, winter storms, snow, sleet, ice and freezing temperatures can lead to various occupational...
Industry Insights: Why Contractors Need Professional Liability Insurance
Monday, April 26, 2021
\\ There was a time when contractors didn’t need to be too concerned about professional liability insurance, traditionally carried by architects, engineers and other design professionals for errors and omissions. But...
Top 5 Risks Facing Contractors
Monday, April 26, 2021
The list of risks facing construction firms is a long one: worksite injuries, skilled labor shortages, cash-flow problems, contract disputes, job site theft, defects in workmanship and material, weather delays and...
Business Interruption and Supply Chain Impacts
Monday, April 19, 2021
How Business Interruption Impacts Your Supply Chain - Hurricanes Harvey, Maria, Irma and Nate caused massive destruction when they landed in the United States in 2017 and resulted in over $200 billion in damage. When...
Enterprise Risk Management
Wednesday, March 31, 2021
Enterprise Risk Management (ERM) is a method of identifying and assessing critical risks facing an organization, quantifying their financial and strategic impact then implementing solutions to minimize or eliminate...
How to Protect Yourself as a Real Estate Agent
Wednesday, March 24, 2021
You may not think much about your liability as an individual agent, but you really should. Unfortunately, you may be exposed to significant risk in a host of situations which you may be unaware of. We’d like to outline...