Fairfield County Bank Insurance Services Blog
All You Ever Wanted to Know About Insurance
What Is Workers' Compensation Insurance?
Monday, July 26, 2021
- Prior to the adoption of workers’ compensation laws, employees who were injured or became ill due to their job had to file a lawsuit against their employer for any type of compensation to cover medical bills,...
What Is Environmental Insurance?
Monday, May 24, 2021
Growing awareness of the serious, long-term effects of pollution, increased regulatory scrutiny and legal liability have created a demand for environmental insurance. Also known as environmental impairment liability and...
Summary of the COBRA Premium Assistance Provisions under the American Rescue Plan Act of 2021
Friday, May 14, 2021
What Is Commercial General Liability Insurance?
Friday, May 7, 2021
Those commercials on TV for plaintiffs attorneys are a not-so-subtle reminder that we live in a litigious society and that businesses must protect themselves from lawsuits. One essential protection for employers, both...
Winterize Against Workers’ Comp Claims
Monday, April 26, 2021
In many parts of the United States, the onset of winter weather means an increase in workers' compensation claims. Blizzards, winter storms, snow, sleet, ice and freezing temperatures can lead to various occupational...
Industry Insights: Why Contractors Need Professional Liability Insurance
Monday, April 26, 2021
\\ There was a time when contractors didn’t need to be too concerned about professional liability insurance, traditionally carried by architects, engineers and other design professionals for errors and omissions. But...
Top 5 Risks Facing Contractors
Monday, April 26, 2021
The list of risks facing construction firms is a long one: worksite injuries, skilled labor shortages, cash-flow problems, contract disputes, job site theft, defects in workmanship and material, weather delays and...
What Is Personal Umbrella Insurance?
Monday, April 19, 2021
Liability lawsuits are unpredictable these days. Juries are increasingly giving outsized awards to plaintiffs, and just about any accident can become prey to unscrupulous – even manufactured – claims of serious injury....
Business Interruption and Supply Chain Impacts
Monday, April 19, 2021
How Business Interruption Impacts Your Supply Chain - Hurricanes Harvey, Maria, Irma and Nate caused massive destruction when they landed in the United States in 2017 and resulted in over $200 billion in damage. When...
Homeowners, Solar Panels Are Green but Improper Insurance Might Make You Blue
Monday, April 19, 2021
- Your rooftop solar system is installed, the panels are powering your daytime routine and you’re amped you’re doing your part to reach a zero footprint. Then the tornado touches down. Your home is destroyed, but it’s a...